Do you have Huntington's disease in your medical history? Are you trying to find affordable Huntington's disease life insurance following a diagnosis of the condition? With iLL you can quickly and easily find life insurance cover that protects you and your family should the worst happen. Our unique comparison service puts your details before a network of approved impaired insurance specialists, helping you to find the right policy.
Huntington's disease is a severe brain condition that affects parts of the brain, preventing them from functioning properly. It is a condition that is passed down genetically through a family's medical history. The condition usually gets worse over time and is usually fatal after a sufferer has had it for 20 or more years. Common symptoms include depression, mobility issues, clumsiness, problems focusing and concentrating, memory loss, jerking and fidgety movements, problems swallowing and speaking and mood swings. During later stages of the condition, a person often needs full time nursing care.
Huntington's disease is caused by a faulty gene in a family's medical history. Parents who have the gene have a greater risk of passing it on to their children. It is common in both men and women. If a parent has the faulty gene, there is a 50% chance of their children developing the condition. There is currently no cure for Huntington's disease, but treatment can ease symptoms to help a sufferer feel more comfortable. Treatments include occupational therapy, speech therapy and physiotherapy to help with movement and speech problems.
If you have been diagnosed with Huntington's disease, it is likely that you will require life insurance cover through a specialist insurer.
Huntington's disease is a very serious and upsetting condition, and it can be difficult knowing where to secure life insurance cover for your needs. As Huntington's Disease is a severely debilitating condition without a cure and a fatal prognosis, many insurers will be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for Huntington's disease life insurance, and need to manage their level of risk. Typically, those with Huntington's disease have a shorter life expectancy, meaning that standard insurers often won't insure them. Thankfully, there are a handful of specialist insurers that will offer life insurance for Huntington's disease sufferers. iLL can save you time and money by helping you to find the right Huntington's disease life insurance provider for your circumstances.
Huntington's Disease is considered by insurers to be a high-risk medical condition, therefore only some specialist insurers will offer cover for higher premiums. Many insurers will want to know further details of your family medical history. If you have had a positive genetic test for Huntington's disease, but have not exhibited any symptoms, you may be offered cover with lower premiums.
Prices from insurers will vary depending on who you speak to, which is why iLL is the perfect place to find the best impaired Huntington's disease life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have had a positive genetic test for Huntington's disease, there is a great likelihood of you making a claim to an insurance company in future, and a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal on life insurance. Get your quote for your policy below.
Get your Huntington's Disease life insurance quote
iLL works with many of the UK's leading Huntington's disease life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one Huntington's disease life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Huntington's Disease life insurance quote
If you have Huntington's disease, you will not be eligible for critical illness cover at standard rates. You will need to speak to a specialist insurer that understands your health and circumstances. Any critical illness policy offered, even with a specialist insurer, is likely to have exclusions placed upon it relating to Huntington's disease. If you have a family history of Huntington's disease, you may be able to obtain critical illness cover, but this will depend on whether you are experiencing symptoms and have had a genetic test.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.
If you have a difficult impairment like Huntington's disease, it can be worrying to know that you may not be accepted by insurers for life insurance. iLL is here to make the purchasing of life insurance easier and more straightforward. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for Huntington's Disease life insurance.